Ramon Cristian, Author at Economics.MBA | Micro, Macro, Models and Economics Theories

About Ramon Cristian

Hi! I’m Ramon Cristian, a passionate and driven professional with a background in economics, finance, and education. I earned my Bachelor of Science in Economics from the Federal University of Espírito Santo in Brazil, and I’m currently pursuing an MBA with a concentration in Finance at Fayetteville State University in the United States. Throughout my career, I’ve worked in education, public service, and administration - gaining hands-on experience in financial coordination, teaching, and digital transformation projects. From supporting school systems in Brazil to advancing my business knowledge in the U.S., I thrive at the intersection of data, strategy, and impact. I’m always eager to learn, solve problems, and make a difference, whether it’s in the classroom, the office, or through innovative initiatives that improve how organizations work. Outside of academics and work, I’m a fan of Pokémon, an enthusiast for skincare products, and I find joy in gardening during my free time. Whether it's building spreadsheets or planting herbs, I’m always exploring ways to grow.

Learn to calculate investment returns, compare average and IRR results, and understand how risk, fees, and inflation affect growth.

Finance

How to Calculate Investment Returns and Risk

How to calculate investment returns sounds simple until you add money midway through an investment, compare several years, or account for inflation. A portfolio can report a positive average return…

Ramon Cristian September 26, 2026